If your Social Security or SSI disability benefits were terminated because you started to work and earned too much money, you may eligible for \"expedited reinstatement\" if you stop making too much money. The good news is that it wont take anywhere near the time that you probably waited for a favorable decision. An important consideration is the amount you can get under SSI is based on your income. After you receive your back pay within 60 days of your application’s approval, you can pursue even more retroactive payments. You can argue to push your EOD back further before your application date. Unlike SSI, which is paid in installments, SSDI back pay can be paid all at once in a lump sum. When you have to pay back Social Security disability insurance benefits. In the rare case that your Social Security Disability back pay is released to you before SSI is released and is released without reduction for the windfall offset, the offset amount will be withheld from the SSI back pay. Social Security Disability beneficiaries receive their back pay disability benefit in one lump sum, while SSI disability beneficiaries receive their back payment in installments that basically allow for an initial payment, one six months later and a final installment at the one year mark. Generally, this means that the SSA will pay you from the date of your application (assuming you were eligible on that date) until your application is approved and you begin receiving your checks. Approval for Social Security Disability benefits can take time, which means you could be owed back pay. On average, most people wait 1-2 … Your established onset date or EOD is assumed to be the date of your application by default, but it doesn’t have to be. Essentially, it’s meant to make up for the payments you would have received had your application for SSDI been approved immediately. Making sure you get your back pay and retroactive payments on time and even qualifying in the first place can be much easier with help from a disability attorney. There are some limitations to the amount, so you may find yourself not getting as much back pay as you expected. Thank you. Read on to learn more about back pay. In order to successfully challenge your EOD, you’ll have to provide medical evidence demonstrating your disability before your application date. Disabilities can come, One of the first things Social Security will send you after you file your Social Security Disability application is a Function Report. Social Security Disability Insurance (SSDI) provides monthly benefits to individuals who can no longer work due to a disabling medical condition. If you are wondering how to track your disability back pay, you can go online and log in to your account, or create an account, to find out. Hello I just got approved for ssdi this week with an onset date of Feb 2017. If you get approved for SSDI within nine months of your application, however, that means you’ll get back pay for the four months after the initial five. SSDI back pay is an essential aspect of disability benefits designed to make up for the time lost during the approval process. Is that accurate? We are often asked about the differences between Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) when applying for disability benefits. This is a, Most people lose their original SSDI claim; in fact, 70% of claims are denied. The date in which you receive your retroactive payments depends on when you successfully challenge your EOD. When you receive your back payment, you should attempt to pay off any outstanding bills you acquired during the disability application process. You can check your disability back pay at any time and find out when your SSDI back pay will be released online. That means if you get approved for SSDI within five months of your initial application, you won’t be entitled to any back pay whatsoever. Back pay works by measuring the time of established onset date of your disability to the date of approval minus the five-month leeway period. If there is no prerelease agreement, when you know your anticipated release date, contact Social Security This year can be referred to as the retroactive period(this doesn't apply to SSI). See SI 02003.022 for Processing eIAR Field Office Intervention Cases and SI 02003.025 for IAR Payment Processing for Exception Cases and Proration Cases. There are a few rules surrounding how back pay works. FYI, in some cases if it is SSI rather than SSD and the backpay is large enough, it is paid in three installments six months apart rather than all at once. Some people may receive it in a couple of weeks; others may wait a couple of months. If you qualify for EXR, you can get your benefits back must sooner than if you had to reapply. If you receive SSDI, there is a possibility that you’ll have to pay back your benefits to the government. Social Security to approve them for disability, awarded your disability benefits at a disability hearing by a federal judge, Back pay that a claimant may be eligible to receive, Four factors that affect the disability back payment amounts. That means if the EOD of your disability is 14 months prior to your application date, you’ll have to go without compensation for those extra two months. Spending Your Social Security Disability Benefits To qualify for SSDI, Social Security Disability Insurance (SSDI) pays monthly benefits to individuals who have accumulated enough work credits to qualify for the program. Social Security has two procedures they can use to release money to you fairly quickly. I believe that if this is the case it might be possible to get them to pay a larger amount sooner if it is needed for medical equipment. Social Security pays attorneys very quickly and once paid, attorneys usually tell you it will take time-even months–before the release of your back pay. Learn all you need to know about when you can expect to receive SSDI back pay. At some point after your claim is approved, you will receive a Social Security Disability award letter. Unfortunately, there is no clear answer. This form of back pay can leave you entitled to even more benefits, but there are limits and restrictions. When this happens, it’s because an overpayment occurred. It may be sooner or later than the average, depending upon your specific claim. My attorney said I will get back pay to that date minus 5 months. If your claim is approved 24 months after application, your will be entitled to 12 months of Back Pay (even though a 24 month waiting period less a 5 month waiting period is 19 months, the limit for Back Pay is 12 months). Money left over should be put in an interest-bearing savings account for future use. This letter should answer most of your questions, including: Everyone wants to know when they will receive their Social Security Disability back pay once they have been approved. How much can you earn and still receive disability? Put simply, you can only get back pay if your approval process took longer than five months. After I received my backpay there was a monthly check in my account at the beginning of the next month and I called the SSA at the 800 number and was told that the SSA had held an extra months payment and that was released 2 weeks after I thought I had received all of my backpay. The Social Security Administration has given itself that leeway period since processing claims generally takes about five months. If yo… SSDI back pay is the amount of money that the SSDI owes you from the delay caused by their processing time. Social Security will pay you only three months' of SSI at once in your first payment of backpay. Regardless of the speed of your particular case, you can expect to see back pay payments show up in your account no more than 60 days after the date of approval. SSDI back pay is deposited as a lump sum as well, so you won’t have the issue of receiving the back pay in installments as you would with SSI. You can expect your back pay and first monthly check to start 30-90 days after the award letter. Check your most recent paperwork from the Social Security Administration. The convenience of electronic direct deposit is particularly useful as you can check the status of your account and payments directly from your computer or smartphone. This is just a bank test. This payment amount is known as back pay. For several years now, the Social Security Administration has generally required back pay and SSDI benefits to be … Before your first check, Social Security may make a small deposit of less than $1 in your account and then take it back. When you buy something or sign-up through our links we may earn a small commission. And for Social Security Disability Insurance (SSDI) benefits, there is five-month waiting period, so you are only eligible to receive back pay for any delay beyond the waiting period (see “When Payments Will Begin,” below, for further information). The date of your application – SSDI claimants should receive back pay from at least the date of their initial application. When the State certifies the IA payment amounts, the system compares the IAR to the SSI amount due and releases the past-due payment following the priority of payment order. Our team specializes in Social Security Disability Insurance and are always happy to help you get the benefits you deserve. Even with this evidence, they’re not going to award you any retroactive benefits greater than 12 months before your application date. The line is open 24 hours a day for you to find out your claim status and if your back payment has been processed. Of course, like back pay, there are instances in which it will take even longer, but that’s not very common. A family member also may be willing to serve as your representative payee if your medical condition prevents you from handling your own finances. When can I expect my first disability check and my back pay? Call the national Social Security Administration's toll-free number, 1-800-772-1213, to receive information about your retroactive payment. In SSI cases, Social Security will award backpay starting from the first full month after you filed for benefits (or the month following your protective filing date). For Social Security disability benefits (otherwise known as SSD or SSDI), an applicant can receive benefits back to their date of application and also potentially be considered for retroactive benefits during the year prior to their application date. If the first falls on a weekend or a holiday, you will receive your SSI back paycheck or SSI direct deposit on the last business day before the first. The answer can vary quite a bit as every case is different based on a variety of factors. Don’t miss our other excellent and informative blog content. For several years now, the Social Security Administration has generally required back pay and SSDI benefits to be deposited online in a bank account. You should be prepared to wait at least this long before you will receive your SSDI benefits and, therefore, your back pay. There is also a Social Security back pay phone number: 1-800-772-1213 (TTY 1-800-325-0778). In contrast, SSDI (Social Security disability insurance) benefits can actually go back retroactively to a year before the application date if the applicant was disabled for that long.) Generally speaking unless I misunderstood your sequence of dates, it seems the SSDI eligibility date began in Oct 2014 (partial non-payable month) with the months of Nov, Dec, Jan, Feb, Mar, being held back which is customary but otherwise having been due as payment in the month which follows each of those months. Managed by Core Values Consulting, The date in which you receive your retroactive payments depends on when you successfully challenge your EOD. Contact us today for a free consultation. Back pay does not come immediately after approval in most cases, but it can be deposited in your bank account before you’re even alerted of your approval. Last Updated on August 21, 2020 by The Budget Diet Team We are a reader supported blog and this page may contain affiliate links. When you push your EOD back before your application date, you could be entitled to retroactive payments. Unlike in SSDI cases, there is no five-month waiting period, and retroactive benefits (payments for any … First, it’s worth noting that approval is contingent on meeting the requirements for each type of benefit. If it took eight months for your claim to be approved, you can expect to receive back pay for those six months. The first factor that will determine when your disability starts is when you applied for Social Security disability or SSI benefits. The number of work, © 2020 Joel Thrift Law, LLC - Once your SSDI application is approved, your back pay will be issued sometime thereafter, but the processing times vary. Back Pay and Supplemental Security Income, or SSI, Social Security Disability SSI Application Hearing Tips: Describing work, how Social Security Disability and SSI work. For quality service in Atlanta, Georgia, look no further than Joel Thrift Law. Also after the fully favorable decision how long does it take to get paid? Specifically, if you can get both SSI and SSDI back pay. The SSA will release all of the SSI back pay in one payment to a recipient who is terminally ill or is expected to pass away in a year or less. Social Security and Supplemental Security Income Benefits An individual released from incarceration may be eligible for Social Security retirement, survivors, or disability benefits if they have worked or paid into Social Security enough years. That doesn’t mean your claim is over, just that you will. Claiming Social Security can be a long process, but it’s one that can leave you with life-saving benefits that let you live with dignity even, Social Security Disability benefits ensure that workers who sustain injuries or develop conditions that prevent them from working are still financially covered. SSDI Back Pay – Everything You Need to Know. Since retroactive payments are treated like additional back pay, they are typically awarded at any time from immediately after your challenge is approved and 60 days from the approval date. You are usually alone trying to get your money. For disability based on SSI, an applicant may potentially rec… They’re not going to mail you a check or any other form of cash, so you have to have a bank account open before you can start receiving benefits. The first 2 back pay payments are not allowed to be more then 3 times your monthly amount, so they take however much was awarded per month and times that by 3 and that is the amount the first payment will be, then 6 months after the first payment they will release a 2nd back pay payment of the same amount as the first, then 6 months from the 2nd payment they release a 3rd and final … Regardless of how much back pay you’ll actually receive, it’s important to know when to expect that back pay to come in. If you are eligible for both SSI and SSDI, your lump sum back payment under SSDI will be counted as income for SSI purposes, and could cause it to be reduced. It is usually quicker for initial applications and reconsiderations, and slower for appeals. help you by contacting Social Security to let us know of your upcoming release. SSDI back pay is deposited as a lump sum as well, so you won’t have the issue of receiving the back pay in installments as you would with SSI. 1-800-433-0283 Unlike SSI, Back Pay owed under SSDI can be received as a lump sum, although when payment will arrive is somewhat unpredictable. Expedited reinstatement (EXR) allows you to get your benefits restarted without having to reapply for benefits. For example, if the first falls on a Sunday, you will receive your SSI back pay check or your SSI direct deposit on the previous Friday. On average, the SSI or SSDI back pay time frame is 90-120 days for the back pay to be processed and released to you give application as Social Security Applicants.